READ THE Q3 RESULTS OF JIO FINANCIAL SERVICES LIMITED
key financial highlights for the quarter
- Q3 FY26 Consolidated Total Income at Rs. 901 crore, up 101% YoY
- Pre-Provisioning Operating Profit grew 7% YoY to Rs. 354 crore.
- Share of Associates and JVs stood at Rs. 36 crore, vs. Rs. 59 crore in Q3 FY25.
- Profit After Tax at Rs. 269 crore.
key operational highlights
● Share of Net Income from Business^ to Consolidated Total Net Income* grew to 55% in Q3 FY26, from 20% in Q3 FY25.
● NBFC’s Assets Under Management (AUM) at Rs.19,049 crore, up 4.5x YoY and 29% QoQ.
● AMC’s AUM at Rs. 14,972 crore across 10 funds; 1 million retail investor base.
● Payment Solutions’ Transaction Processing Volume at Rs. 16,315 crore, up 2.6x YoY.
● Payments Bank’s Deposits at Rs. 507 crore, up 94% YoY.
The Jio financial services limited business portfolio
Jio credit limited
● Gross Disbursements of Rs. 8,615 crore, ~2x YoY and 30% sequentially.
● Net Interest Income of Rs. 165 crore for the quarter, up 166% YoY and 18% QoQ.reflecting healthy growth in interest-earning assets and declining cost of funds.
● Pre-Provisioning Operating Profit increased to Rs. 99 crore, up 130% YoY and 24%QoQ.
Jio payments bank
● Total income grew 10x YoY and doubled sequentially to Rs. 61 crore, driven by a 3xsequential growth in transaction throughput.
● Total deposits, including current accounts, savings accounts, and wallets, stood at Rs. 507 crores as of December 31, 2025, up 94% YoY and 20% QoQ over the preceding quarter.
● Customer base grew 69% YoY and around 9% QoQ to 3.20 million.
● Business Correspondent network grew to 2,86,766 BCs vs. 7,263 BCs in Q3 FY25.
Jio payments solutions
● Transaction Processing Volume (TPV) at Rs. 16,315 crore, up 2.6x YoY and 20% QoQ.
● Gross fee and commission income at Rs. 96 crore, up 4.6x YoY and 26% QoQ.
● Sharp focus on unit-level profitability with consistent gross margin of 10 bps.
Jio Insurance broking
● Facilitated premium of Rs. 212 crore in Q3 FY26, up 23% YoY.
● Digital Point of Sales Person (PoSP) channel premium up ~5x QoQ
Jio Blackrock Jvs
● 51% of investors with Active SIPs; 40%+ of Retail AUM coming from B30 cities; 18%+ of our investors new to Mutual Funds.
● AUM in Active Equity Flexi Cap Fund up 70% since NFO.
● Curated model portfolios of JioBlackRock mutual funds launched to enable customersto achieve diverse financial goals